Buy now, pay later for your business—but smarter
Affirm gives your customers a smarter way to pay with no hidden fees or surprises. With Affirm, you can offer flexible payment plans to expand your customer base and increase average order value. And we’ll be here to help along the way.
The Affirm advantage
AOV
Enable upgrades, bundling, and add-ons.
Repeat purchase rate
Give your customers even more reason to come back again and again.
Shoppers
Acquire high-LTV customers from Affirm’s premium network.
Fast-track your revenue goals with a tailored program
Capture sales when you show your customers the right offer, at the right time, in the right place. Purchases from $50–$25,000 come with a range of term length options.
Accelerate customer acquisition
When you tap into our premium network of 1M+ shoppers, you can open your business up to discovery by high-intent shoppers through our website, email marketing, social channels, and more.
Keep your customers coming back
Offering the convenience of Affirm’s flexible payments gives your business an edge, increasing customer satisfaction and retention.
Amplify your results with Affirm's revenue accelerators
Adaptive Checkout™
With Adaptive Checkout, you can offer the most flexible and relevant payment options in one view for a seamless customer experience. Allow customers to choose from 4 interest-free payments every 2 weeks, longer installments up to 36 months, or both.
Longer terms
Make big-ticket purchases more budget-friendly.
0% APR
Offer it always or for a limited time.
Prequalification
Show customers their purchasing power early on.
Omnichannel
Offer flexible payments everywhere your customers shop.
Let Affirm help you reach your goals
How it works
Customize your solution
Choose what works best for your business, with monthly payments tailored with longer terms and the option of 0% APR.
Minimize your risk
We help take on risk, from costly chargebacks to fraud.
Enjoy seamless transactions
We pay you up front—within 1–3 business days of purchase.
Getting started is easy
From sign-up to launch, integration with Affirm is simple—and we’re here to help.
Customer satisfaction is our bread and butter
We are committed to putting customers first. From no late fees to flexible payment plans to complete transparency, our goal is to give your customers a convenient way to say yes to the things they love—without giving up financial peace of mind.