Grow your business with Affirm

Drive performance, increase cart size, provide your shoppers with a trustworthy lender, and boost sales with Affirm’s technology. Turn browsers into buyers with flexible payment options that fit your customer’s budget, with no fees or surprises.

HIGH AOV

increase in average order values

HIGH USAGE

of customers would have delayed or not made a purchase without Affirm

HIGH SALES

Incremental sales growth with Adaptive Checkout™

HIGH REPEAT

of loan transactions are by repeat customers

Based on U.S. consumer/merchant data. AOV Lift: Affirm FY 2024 Investor Fact Sheet, compared to not having Affirm at checkout; Sales Growth: Results from 5,296 transactions from 14/8/21-23/8/21 in our Adaptive Checkout A/B test; High usage: Data from 3 week period during pilot period (2021), 3268 responses; Repeat Loan Volume: Earnings Report (FY Q2’2023).

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Start the conversation to:

Provide your customers with personalised payment options with no late fees or hidden fees

See how Affirm helps merchants increase conversion on both everyday shopping and larger, highly considered purchases

Leverage underwriting expertise that can result in higher approval rates for qualified customers

Trusted by leading businesses

Give your consumer an honest financial product

Our payment solutions increase consideration

We never charge your customers with late or hidden fees, and we underwrite every transaction with the consumer’s financial health in mind. When they’re presented with a new choice in how they pay, they’ll be more likely to convert.

Payments made simple

Foundational technology for sustainable growth

Our Adaptive Checkout™ technology delivers personalised payment options that are tailored to each purchase. We pay you upfront and in full through your bank account via Bacs transfer within 3 days of each transaction.

Build consumer loyalty

Keep your customers coming back

Offering the convenience of Affirm can give your business an edge, giving customers a preferred way to pay through personalised payment plans with no hidden fees.

76% of customers would have delayed or not purchased without Affirm, based on U.S. consumer/merchant data from a 3 week period during pilot (2021), 3268 responses.

Niko floor light displayed on the Affirm app, featuring an "Add to Bag" button and visible price information.

Screenshot displaying various payment options available in the Affirm app for customer selection.

FAQs to get you started

What types of businesses does Affirm work with?

What financing programs do you offer?

Are there any restrictions on what I can sell through Affirm?

How does Affirm work for my customers?

Learn more

Affirm U.K. Limited provides consumer credit products and is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 756087). Company number is 10199101, with its registered office at C/O TMF Group, 1 Angel Court, 13th Floor, London, EC2R 7HJ. Affirm is the trading name of Affirm U.K. Limited.