How to pay with Affirm

Browse your favourite shops and when you’re ready to buy, we’ll see you at checkout. Choose your terms and never pay a hidden fee again.

Visit the Help Centre

person sitting down at a table eating a meal while browsing their phone

Take control of your budget

Choose your payment plan

No hidden fees. No late fees.

Simple and easy

How to make a purchase

Fill your basket

Step 1

Browse your favourite shops and select Affirm at checkout. Enter a few pieces of information for a real-time decision. Seeing if you qualify for an Affirm fixed sum loan will not affect your credit rating.

Choose how to pay

Step 2

Select your payment terms, then confirm your plan.

Affirm is a form of credit. Credit subject to credit check. Terms apply. UK residents only, 18 and over with a bank account or a debit card. Credit is subject to a minimum spend, which may vary from time to time. Missed payments could affect your financial status.
Representative example: A £900 purchase might cost £75.00/mo over 12 months at 22% Representative APR. A down payment may be required.

Make your payments

Step 3

Set up AutoPay, manage your account online, and enjoy your purchase.

vinyl player on sale with button 'add item to bag'

Screenshot displaying various payment options available in the Affirm app for customer selection.

Get started with Affirm

Questions? We’re here to help

How do our eligibility checks and creditworthiness assessments work?

Will Affirm impact my credit rating?

Am I eligible to use Affirm?

Does Affirm charge interest and fees?

Visit the Help Centre

Affirm U.K. Limited provides consumer credit products and is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 756087). Company number is 10199101, with its registered office at C/O TMF Group, 1 Angel Court, 13th Floor, London, EC2R 7HJ. Affirm is the trading name of Affirm U.K. Limited.