Affirm is proud to partner with leading home & lifestyle brands

Joybird
Dyson
Wayfair
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Room & Board

The Affirm advantage

Empower your customers to build the lives they deserve by offering more ways to pay over time.

+85%

AOV
As reported by businesses

Enable bundling and upgrades to boost average transaction size.

20%

Repeat purchase rate

Drive demand at every price point and keep customers coming back for more.

6.2M+

Shoppers

Acquire high-LTV customers from our premium network.

Solve the endless promotion cycle

When you reframe prices as manageable payments, you can create lasting demand without needing to rely on discounting.

“Promotion is a potential ‘needle mover,’ but it is nearing its limits...as there is risk of giving away margin, resetting customers’ value expectations, and adversely affecting brand perception.”
McKinsey & Company, 2020 retail insights report

How it works

Customize your solution

Choose what works best for your business, from tailored term lengths to promotional 0% APR offers.

Minimize your risk

We help take on risk, from costly chargebacks to fraud.

Enjoy seamless transactions

We pay you up front—within 1–3 business days of purchase.

Getting started is easy

From sign-up to launch, integration with Affirm is simple—and we’re here to help.

Accelerate customer acquisition

Grow sales faster when you tap into our premium network of 6.2M+ shoppers. Open your business up to discovery by high-intent Affirm shoppers via our app, website, email marketing, social channels, and more.

Tailored to your business needs

We offer a range of term lengths for purchases from $50–$17,500+, with omnichannel solutions for e-commerce, stores, or telesales.

First in customer satisfaction

Our industry-leading +78 NPS (as of Dec 2019 – Jun 2020) comes from our commitment to putting customers first. Our partners see a 20% increase in annual repeat purchase rate.

Let Affirm help you reach your goals

Trusted by industry leaders

Tailored solutions for home & lifestyle brands

Prequalification

Show customers their purchasing power early on in their shopping journey.

0% APR

Offer it always or for a limited time. It’s up to you.

In-store support

Choose what works for you, including retail training and ongoing support.

Resources to help you make your decision

Blog post

How high-AOV, low-repeat retailers stay competitive

As digital marketing costs continue to rise, retailers of high-cost, low-repeat merchandise—such as mattresses and sofas—have to get creative to make sure business keeps growing.

Research

What retailers should know about spending shifts in the crisis

What our research shows about changes in income and spending habits during the crisis.

Case study

'A little more joy': How Layla is driving sales in the crisis

Layla's average order value is up 22% for sales with Affirm since the beginning of March.

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