Licenses and Notices

Licenses, Notices, and Related Disclosures

Affirm, Inc. is a Delaware corporation and Affirm Loan Services, LLC is a Delaware limited liability company, both with principal place of businesses located at 650 California Street., 12th floor, San Francisco, CA 94108. 

Loans originated directly by Affirm Loan Services, LLC are made pursuant to state law and may not be available in all states.  Loans may be originated by other lending partners through Affirm.

For loans originated by Affirm Loan Services, LLC, eligible applicants may choose to borrow $100.00 to $1,000.00 for repayment in four or fewer installments and will not pay any fees or any interest for loans. Loan duration choices may depend on loan amount.

Individual State Notices:

  1. California residents: Affirm, Inc. is licensed as Affirm Identity by the Department of Business Oversight and Affirm Loans Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to a California Lenders Law license numbers 6054768 and 60DBO-111681. View license

  2. Delaware residents: Affirm Loan Services, LLC is licensed by the Delaware Office of the State Bank Commissioner, License #029659. View license

  3. Idaho residents: Affirm, Inc. (License #RRL-10349) and Affirm Loan Services, LLC (License #RRL-9576) are licensed by the Idaho Department of Finance. 

  4. Missouri residents: Affirm Loan Services, LLC is licensed by the Missouri Division of Finance. View licenses

  5. North Dakota residents: Affirm, Inc. (License #103524) and Affirm Loan Services, LLC (License #103072) are licensed by the North Dakota Department of Financial Institutions, Consumer Division.

  6. Ohio residents: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.

  7. Oklahoma residents: Affirm Loan Services, LLC is licensed by the Oklahoma Department of Consumer Credit. View license. 

  8. Rhode Island residents: Affirm Loan Services, LLC (License #20204063LL) is licensed by the Rhode Island Department of Business Regulation.

  9. South Carolina residents: This notification (Credit Grantor Notification) certificate is issued by the South Carolina Department of Consumer Affairs to residents of South Carolina. View notice

  10. South Dakota residents: Any improprieties in making this loan or in Affirm, Inc. or Affirm Loan Services, LLC’s loan practices may be referred to the South Dakota Division of Banking at 1601 N. Harrison Avenue, Suite 1, Pierre, South Dakota 57501, phone number: (605) 773-3421.View license Money Lender License (MYL.3415 and MYL.3454)

  11. West Virginia residents: This notification (Notification of Consumer Credit Sales or Loans) certification is issued by the West Virginia State Tax Department. 

  12. Wisconsin residents: Affirm Loan Services, LLC is registered under the Wisconsin Consumer Act.