Payments on your terms

Buy now, pay later with flexible plans that fit your budget. And take Affirm everywhere, so you never pay hidden fees or compound interest.

Affirm and Apple Pay Logos

Affirm is now on Apple Pay

Pay over time, online and in apps, right at checkout—all from the convenience of your iPhone or iPad. Terms apply.

Meet the Affirm Card™

Request to pay over time in the app, then swipe. For everything else, use it as your everyday debit card.

How to use Affirm

how to use Affirm - At checkout

At checkout

Look for the Affirm logo when completing your purchase, or pay with your Affirm Card.

how to use Affirm - Affirm app

Affirm app

Check your purchasing power and see your payment options from the palm of your hand.

The Affirm Card™

Request to pay over time for the big stuff, or just pay in full for the smaller things.

We partner with the best

Amazon
Amazon
Expedia Hotels & Vacation Packages
Expedia Hotels & Vacation Packages
Walmart
Walmart
eBay (1)
eBay (1)
Apple (1)
Apple (1)
Priceline
Priceline
Lowe's
Lowe's
Target
Target

Get as low as 0% APR

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adidas
4 bi-weekly interest-free payments
Join Adiclub and Get 15% off Your First Order.
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Tire Agent
As low as 0% APR
Free Shipping On All Orders
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Temu
4 bi-weekly interest-free payments
Shop Today's Hot Deals and Get Free Shipping Guaranteed.
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Bergdorf Goodman
As low as 0% APR
Free Shipping and Returns on any order.
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Chewy
As low as 0% APR
Get 20% off Select Cat Treats
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Hotels.com
Get huge savings of at least 30% on bookings.
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Tonal
As low as 0% APR
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Meta
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Instacart
As low as 0% APR
Free delivery on your first 3 orders. Min $10 per order. Terms apply.

Take the Affirm Card™ everywhere

Request to pay over time in the app, then swipe. For everything else, use it as your everyday debit card.

See how it works
iPhone displaying Affirm Card in digital wallet

Pay over time with Affirm on Apple Pay

iOS 18 or iPadOS 18 or later required. Terms apply.

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iPhone 15 Pro Portrait

1.4M+ App Store reviews


Check your purchasing power, get exclusive deals like as low as 0% APR, and make payments from the palm of your hand with the Affirm app.

Download the Affirm app

Reviews from shoppers just like you

“I’ve been with Affirm forever. It’s a great way of getting what you want and the payment plan is affordable...Thank you, Affirm!”

Pamela D.

“Easy process, clear terms, incredible convenience.”

Clint M.

"Affirm is very flexible and amazing to use. The payment plans are simple and they make the user experience very friendly and understandable.”

Isaiah P.

“A great way to get big ticket items if you don’t have the cash all at once.”

Joseph B.