Update to iOS 18 or iPadOS 18 or later to unlock Affirm on Apple Pay

Double clicking never felt so good

Now you can pay over time, online or in apps, right at Apple Pay checkout—and all from the convenience of your iPhone or iPad. Subject to eligibility.

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Hand holding Apple iPhone featuring Affirm as a payment option.

More places

Affirm on Apple Pay is accepted online across a wide variety of mobile sites and apps, so you can pay over time at more places.

More flexibility

Discover payment plans that fit any budget, with predictable payments and no surprises.

More transparency

You’ll never pay late fees, hidden fees, or annual fees. And never any compound interest, either.

More confidence

Apple Pay uses the built-in security features of iPhone and iPad so only you can authorize payments.

See how far your money can go with Affirm on Apple Pay

Choose Apple Pay at checkout

You’ll find it across a wide variety of mobile sites and apps when you’re shopping online with your iPhone or iPad.

Pay over time with Affirm

Tap “Other Cards & Pay Later Options” and then select Affirm for a real-time approval decision.

Pick the best plan for you

Choose from flexible payment options like lower APR, or longer terms with smaller monthly payments.

Double click to confirm purchase

Then authenticate with Face ID, Touch ID, or passcode, and you're done.

Your payments have never had more flex

Need a longer payment plan with smaller payments? We're here to give you flexibility. Pick a plan that works for you right at checkout with Affirm on Apple Pay.

A person sitting cross-legged on a blue yoga mat holding a smartphone with a payment plan interface displayed, surrounded by a yoga bolster, water bottle, and other fitness accessories on a wooden floor.

Oh, the places you'll shop

Show all

Costco

Best Buy

Lowe's

SHEIN

Ticketmaster

Airbnb

Nike

Louis Vuitton

Gucci

Temu

Wayfair

Macy's

United Airlines

Nordstrom

DICK'S Sporting Goods

Sephora

lululemon

Southwest Airlines

Apple

Rates from 0-36% APR. For example, a $300 purchase might cost $27.08/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license.

Loans not offered by Apple. Affirm on Apple Pay is only available online and in-app, on an iPhone or iPad. Software requirements apply. May not be available for all types of purchases, such as subscriptions and recurring transactions. To ensure you have all features of this product, update your device to the latest software version. Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.

For transactions processed using Apple Pay, Affirm Card holders will use their Affirm Card, all others will use a one-time use virtual card. The Affirm Card is a Visa debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve. Learn more.The one-time-use Affirm virtual card is issued by Cross River Bank, Member FDIC.