Update to iOS 18 or iPadOS 18 or later to unlock Affirm on Apple Pay

Double clicking never felt so good

Now you can pay over time, online or in apps, right at Apple Pay checkout—and all from the convenience of your iPhone or iPad. Subject to eligibility.

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Hand holding Apple iPhone featuring Affirm as a payment option.

More places
Affirm on Apple Pay is accepted
online across a wide variety of mobile
sites and apps, so you can pay over
time at more places.
More flexibility
Discover payment plans that fit
any budget, with predictable
payments and no surprises.
More transparency
You’ll never pay late fees, hidden
fees, or annual fees. And never any
compound interest, either.
More confidence
Apple Pay uses the built-in security
features of iPhone and iPad so only
you can authorize payments.

See how far your money can go with Affirm on Apple Pay

Choose Apple Pay at checkout

You’ll find it across a wide variety of mobile sites and apps when you’re shopping online with your iPhone or iPad.

Pay over time with Affirm

Tap “Other Cards & Pay Later Options” and then select Affirm for a real-time approval decision.

Pick the best plan for you

Choose from flexible payment options like lower APR, or longer terms with smaller monthly payments.

Double click to confirm purchase

Then authenticate with Face ID, Touch ID, or passcode, and you're done.

Person on yoga mat using iPhone with Apple Pay to make a payment.

Your payments have never had more flex

Need a longer payment plan with smaller payments? We're here to give you flexibility. Pick a plan that works for you right at checkout with Affirm on Apple Pay.

Oh, the places you'll shop

Show all

Costco

Best Buy

Lowe's

SHEIN

Ticketmaster

Airbnb

Nike

Louis Vuitton

Gucci

Temu

Wayfair

Macy's

United Airlines

Nordstrom

DICK'S Sporting Goods

Sephora

lululemon

Southwest Airlines

Apple

United States

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount and may not be available in all markets. A down payment may be required. For example, a $300 purchase might cost $27.08/mo over 12 months at 15% APR., or 4 interest-free payments of $75 every 2 weeks. NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.

Affirm on Apple Pay is only available online and in-app, on an iPhone or iPad. Software requirements apply. May not be available for all types of purchases, such as subscriptions and recurring transactions. To ensure you have all features of this product, update your device to the latest software version.

If you are an Affirm Card™ holder, when you checkout using Affirm through Apple Pay, your Affirm Card will be used for your purchase and debited for the purchase amount. The Affirm Card™ is a Visa® debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. If you are not an Affirm Card holder and you are approved for a loan for your purchase using Affirm on Apple Pay, you will be issued a one-time-use Affirm virtual card for your purchase, which is issued by Cross River Bank, Member FDIC. Payment plans are not a guarantee.

Double clicking never felt so good

More places

More flexibility

More transparency