Maximize conversion with smarter payment options
Adaptive Checkout™ delivers personalized payment options that are tailored to each purchase—including flexible plans from 4 interest-free payments every 2 weeks to longer installments up to 36 months. Attract even more customers by pairing installments with 0% promotions.
Adaptive Checkout is more than Pay in 4 with Affirm—Adaptive Checkout provides the flexibility your customers crave while boosting your business. Our powerful technology dynamically offers the most relevant payment options to your shoppers, which means smarter choices for them and more conversions for you.
Attract more customers
Expand your customer base with smarter payment options for more shoppers and cart sizes.
Offer smarter payment options
You can offer 4 interest-free payments every 2 weeks and longer installments up to 36 months and set special rates across your catalog.
Grow your business
Adaptive Checkout offers the most relevant payment options at every price point, resulting in an increase in sales and conversion.
Let customers Pay in 4 with Affirm and so much more
Our technology translates price into flexible payment terms, so your customers know exactly what they’ll pay and when.
Signing up is easy! Shoppers enter just 4 simple pieces of info to see their options.
Personalized payment options
Our decision engine serves users the most relevant payment options in one clear view, so they can choose what works for them.
Amplify the benefits of paying over time when you add targeted promotions without discounting your inventory—and you'll see a higher rate of pulling customers through to conversion.
Unlock 0% APR
Offer interest-free payments to drive incremental sales.
Make big-ticket purchases more budget-friendly with lower monthly payments and terms up to 36 months.
Expand customer approvals
Approve even more customers to broaden your reach and attract new, high-intent shoppers.
Let Affirm help you reach your goals
Explore our tailored solutions
Resources to help you make your decision
Tonal pumps up the volume with longer terms, inbound telesales
Affirm’s inbound telesales solution created a seamless experience for customers buying by phone and boosted overall sales volume for Tonal.
Affirm's split pay cuts friction, accelerates the next purchase
Our product offers a simpler experience, and shoppers can make 4 interest-free payments for their purchases.
To help shoppers convert, make checkout a breeze
Nowhere is it more important to get your digital experience right than at checkout.
Affirm to power Shopify's Shop Pay Installments in the U.S.
Our partnership with Shopify will help many more merchants offer their customers more payment choice and flexibility.